Personal Account

Personal Account

Expats can open bank accounts in the UAE within a couple of working days. It is, however, important to note that different accounts require different documents.

As a resident, the common documents required for opening a personal savings or current account include the following:
  • Your original passport along with a photocopy
  • A copy of your visa page proving you are a resident of the UAE
  • A salary certificate (you can get one from your company’s HR department)

Certain banks may ask for your Emirates ID card; but, if you have not yet received it, you can either submit it later on or the bank may ask for a copy of your Emirates ID registration form.

Tourists and non-residents can only open a savings bank account in the UAE. Although you will not receive a cheque book, you will receive a debit card to withdraw money.

Non-resident accounts will be subject to a minimum and/or maximum balance. Moreover, a bank can also decide to run a background check before allowing a non-resident to open a bank account.

Non-resident accounts will be subject to a minimum and/or maximum balance. Moreover, a bank can also decide to run a background check before allowing a non-resident to open a bank account.
  • Latest utility bill
  • An original reference letter from another bank where the applicant has an account
  • The most recent six-monthly personal bank statement from the applicant’s country of origin or anywhere in the world
  • Information on the source of incoming funds

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OPENING A BANK ACCOUNT IN THE UAE

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